Our financial planning philosophy is always based on placing our clients’ best interests above anything else. We will take the time to understand You – your situation, your needs, and your aspirations. Then we help you define your financial goals and your vision of a secure financial future. And then, working side by side, we will develop a financial plan which will help you achieve your goals.
Our Financial Planners work within APL of their Dealer Groups. They can provide strategic wealth advice in all areas of financial Planning, we Assist clients to build and protect their personal wealth. This can be achieved through cash flow management, Investment strategies, use of structures for control, Risk protection to assist clients to achieve their lifestyle goals and financial security.
Are authorized to, and specialize in giving personal Advice in the following disciplines:
Wealth Creation
Corporate Superannuation
Personal and Employer Superannuation
Investment and Retirement Planning
Debt Management
Self Managed Superannuation Funds
Personal Insurances
Business Insurances
Succession Planning
Tax Effective Investments
Securities (Shares and Managed Funds)
Portfolio Review Service
The information contained within this email is of a general nature only. Whilst every care has been taken to ensure the accuracy of the material, Danfil Financial Services will not bear responsibility or liability for any action taken by any person, persons, or organisation on the purported basis of information contained herein. Without limiting the generality of the foregoing, no person, persons or organisation should invest monies or take action on reliance of the material contained herein but instead should satisfy themselves independently of the appropriateness of such action.
Life insurance plans can provide a lump sum benefit that can be used in many ways, such as:
paying off the mortgage or any other debts
funeral costs
child care or home help, or
provide an investment reserve to generate future income for their family and other dependants.
Total and permanent disability (TPD) plan types that can help you clients cope financially and maintain your quality of life if you become totally and permanently disabled:
Total and Permanent Disability Insurance Any Occupation
Total and Permanent Disability Insurance Own Occupation
Activities of Daily Living Total and Permanent Disability Insurance
Total and Permanent Disability Insurance Any Occupation within Superannuation
Total and Permanent Disability Insurance Own Occupation within Superannuation
Trauma Insurance Plan covers defined trauma events. These include cancer, coronary artery surgery, heart attack and stroke. It pays a lump-sum benefit, which you can use for:
Rehabilitation and recovery costs
Refitting your home or relocating to more suitable accommodation
Paying off outstanding debts or providing an ongoing income
A professional career, or
Enabling your partner or family member to reduce their working hours to look after them.