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Many Lenders Personal Loans provides its customers with a clear and simple product offering allowing customers to maintain control of their finances with easy set repayments and a low fee structure with Variable and Fixed Personal Loan.

Personal Loans are here to assist customers at any stage of their life, with tailored loan offerings to cater to almost all your customer needs including:

  • Streamlining debts into one regular repayment
  • Purchasing a car, a motorbike or a boat
  • Home renovations or household goods
  • A holiday
  • An investment
  • Education
  • Wedding

Customers can apply for a Personal Loan if:

  • They are over 18 years of age;
  • Are a permanent Australian resident;
  • Earn at least $20,000 per annum;
  • Are able to meet the monthly repayments;
  • Are looking to borrow $5000.00 or more;
  • Approved applicants must not demonstrate a poor payment history in relation to recent liabilities or accounts.

Lenders will not lend to clients with “Adverse Credit History.” This includes clients with listed credit defaults (whether paid or unpaid), court judgments or bankruptcy; and

  • Approved applicants must not demonstrate a poor payment history in relation to recent liabilities or accounts.

For more information contact us TODAY!

 



Personal Loans Sydney.

If you want a personal loan work for you, you need to have a plan before you apply. Here are some important things to know before applying for a personal loan.

1. How much you can afford to make in monthly repayments.
Do you know how much you can afford to borrow and are able to afford the repayments? Use the budget worksheet on this website under links to make sure that the loan repayment can be easily absorbed.

2. The loan term that is suitable for you.

To a certain extent your loan term will be dictated by your repayment ability, but you should choose the shortest loan term that you can comfortably afford. The longer your loan term, the more
expensive the lifetime cost of your loan will be.

3. Secured or unsecured?
secured loan is secured against a particular asset. That means that if you fail to meet your repayments obligations, the lender has the right to take possession of the asset and sell it in order to recoup the borrowed funds. Because the loan is secured by an asset, this type of loan is seen by the lender as a lower business risk and as such a secured loan will tend to attract a lower interest rate. An unsecured loan, as the name suggests, is money that is lent without the lender taking security over an asset. This makes an unsecured loan a higher business risk for lenders and the interest rates charged will generally reflect this.

4. Do you know what’s on your credit report?
Were you aware that you have a credit rating? Your credit rating is something that your financial institution will look at if you apply for a loan, in order to assess whether or not you are a good financial risk. If your credit rating score is too low, you may find that the lender declines your loan application. To help prevent this from happening, you should obtain a copy of your credit file and check to ensure there are no nasty surprises. You can order a free copy of your credit report from Veda.

5. Have your supporting documents ready.
In addition to having a good credit rating, you will be required to provide proof of income (via a payslip or tax return), copies of current bank statements and personal identification (such as a passport and drivers licence). Having your supporting documents ready to go will make the loan application process easier.

Loan Amount :
Purpose :
I/we Own:
Credit history :
Income : Weekly
Full Name :
Email :
Phone :
Message :

On completion you will receive an information pack and forms to complete. A consultant will be in touch with you.

 

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